Disclaimer

Sales Restrictions

The information on this website is for informational purposes only, does not constitute an offer for products or services and should not be construed as an offer to sell or a solicitation of an offer to buy to any persons who are prohibited from receiving such information under the laws applicable to their place of citizenship, domicile or residence. 

MIFL is currently only authorised to sell units of its UCITS funds (Challenge Funds, Mediolanum Best Brands and Mediolanum Portfolio Funds) in Spain, Italy or Germany. Therefore the information set out for Challenge Funds, Mediolanum Best Brands and Mediolanum Portfolio Funds is directed at investors resident in Spain, Italy or Germany and the information provided is not for distribution outside of these countries. Save as otherwise disclosed, none of the information, whether in part or full, should be copied, reproduced or redistributed in any form nor should it be regarded as an offer or a solicitation of an offer for investment in countries outside of Spain, Italy or Germany. No units in these funds may be offered or sold to citizens or residents of the United States of America or in any other country, state or jurisdiction where it would be unlawful to offer, solicit an offer for or sell such shares.

US Persons

This site and its contents are not directed at any person that is resident in the United States ("US person"), and no offer or invitation is made to any US person to invest in any of the products referred to. The provision of any information in this website does not constitute an offer to US persons to invest in units of any of the MIFL funds.

Information on this Site

The information contained on this website relates to the products and services offered by MIFL which is provided in an objective manner and is not intended to constitute a recommendation, guidance or proposal with regards to the suitability of any product in respect of any financial need you may have.

While every effort has been made to ensure the accuracy of information contained on this website, MIFL and its directors, officers and employees provide no representation or warranty, expressed or implied, regarding the accuracy, completeness or correctness of information contained herein.

In no event will MIFL be liable to you or anyone else for any decision made or action taken in reliance on the information in this website or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Regulatory and Investment Risk 

The purpose of this website is to provide general information about MIFL, its products and services. The website does not provide financial or investment advice. 

Please note the following:

(i) Recommendations

References in this website to companies and/or investments held within an investment fund should not be construed as a recommendation to buy or sell same, but are included for the purposes of illustration only. Nothing contained within this site shall constitute an offer to buy or sell any financial instrument whatsoever or to subscribe to any investment management or advisory service.

(ii) Suitability

The investments and strategies discussed on this site may not be suitable for all investors. Information contained in this site is intended for the use of professional and institutional investors.

(iii) Investment Performance

Please note the following:

Future returns depend upon future economic conditions.
Past performance is not a reliable indicator to future results.

Please note the following in relation to any references to simulated performances in this website:

The information relates to a financial instrument or a financial index;
It is based on the on the actual past performance of one or more financial instruments or financial indices which are the same as, or underlie, the financial instrument concerned; and
The figures refer to simulated past performance and that past performance is not a reliable indicator of future performance.

The value of your investment may go down as well as up. You may get back less than you put in.

The investment may be affected by changes in currency exchange rates. The return may increase or decrease as a result of currency fluctuations.

The income you get from your investment may go down as well as up.

Please note the following in relation to any references to a particular tax treatment in this website:

Tax treatments depend on the individual circumstances of each client and may be subject to change in the future.

The financial instruments which MIFL may use include equity investments, spot and currency forwards, options on securities, futures contracts, options on futures contracts, swap transactions, fixed income and debt securities. Investors should note that although MIFL may utilise these instruments referred, it shall not be obliged to use such instruments.

You should consult a professional adviser on your particular financial circumstances and you should not rely on the material on this site. Before making an investment, you should read the appropriate fund prospectus (if applicable) or other terms and conditions as may be appropriate and raise any questions you have on this documentation with your professional adviser.

All investments involve a degree of risk. In particular note:

Past performance is not a guide to future performance
The value of investments and the income from them may go down as well as up and you may not get back the amount invested
Where the investment has exposure to overseas assets, changes in exchange rates between currencies may cause the value of the investment and the level of income to rise and fall.

Liability/Indemnity

No representation, warranty or undertaking is given as to the accuracy or completeness of the Information by MIFL or any of its associated companies and no liability is accepted by such persons for the accuracy or completeness of such Information. In no event will MIFL or any of its associated companies be liable to any person for any direct, indirect, special or consequential damages arising out of any use of the Information, or on any other hyper-linked site, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if MIFL is expressly advised of the possibility or likelihood of such damages. This does not exclude or restrict any duty or liability that MIFL has to its customers under the regulatory system in Ireland.

You should be aware that the Internet is not a completely reliable transmission medium. MIFL does not accept any liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to any direct, indirect or consequential damage, arising out of the use of the products or services referred to herein. 

You agree to indemnify, defend, and hold harmless MIFL, its affiliates and licensors, and the officers, partners, employees, and agents of MIFL and its affiliates and licensors, from and against any and all claims, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or in any way connected with your access to or use of this website and the Information.

Linked Websites

This site may be linked to third party websites or contain information provided by third parties. MIFL does not make any representation as to the accuracy or completeness of such websites or information, has not and will not review or update such websites or information, and cautions browsers that any use made of such websites or information is at their own risk. MIFL does not accept any liability arising out of the information contained on any linked website or Information provided by a third party and the use of such sites and information is at your own risk. This does not exclude or restrict any duty or liability that MIFL has to its customers under the regulatory system in Ireland.

Copyright, Trademarks and Other Rights

Copyright, trademarks, database rights, patents and all similar rights in this site and the information contained in it are owned by MIFL, its licensors or relevant third party providers. You may use the Information and reproduce it in hard copy for your personal reference only. The Information may not otherwise be reproduced, distributed, stored or transmitted without MIFL's written consent. Nothing on this site should be considered as granting any licence or right under any trademark of MIFL or any third party.

Governing Law

You agree that your use of this site and any dispute arising from the use of this site is subject to Irish law and you submit to the jurisdiction of the Irish courts.

Privacy and Data Protection

MIFL is committed to safeguarding the personal information which you may provide to MIFL through this site and to the extent that MIFL collects any personal information, MIFL will hold it in confidence in accordance with the Data Protection Acts 1998 and 2003.